Editor's Articles

Summer security


Wrapped offers some simple tips to keep your business safe this summer

With the holiday season in full swing and takings up for many fish and chip shops across the country during the summer months there is no doubt a higher risk of break ins and robberies. Not only are the day’s takings at risk but there has also been a number of charity boxes stolen from Fish & Chip Shops in recent years.

Fish and chip shops can be prime targets for thieves wanting to steal small amounts of cash and it is more often the damage done to the premises and the fixtures and fittings during the break in that is of high cost to the business. Some unscrupulous thieves are even draining cooking oil from restaurants and takeaways as it can be converted into unregulated biodiesel.

Security requirements will differ for each individual business but you should at the very least have five lever mortice deadlocks fitted to doors and locks fitted to accessible windows. Don’t forget to close those windows that you may have opened to let in some much needed fresh air. You may also wish to consider alarms, CCTV, grilles and shutters depending on the size of your business and for those premises in higher risk areas.
Don’t leave large amounts of cash in your till overnight, ensure it is banked or invest in a good quality safe.

It is worth noting that although money in charity boxes is not covered under your insurance it may be worth emptying it more regularly or make sure it is hidden away from view outside of your opening hours. Many thieves are opportunists and could see a full charity box as easy pickings.

Although margins can be tight for the fish and chip shop owner, as with your products the cheapest isn’t always the best. More so if you are unfortunate enough that you have to make a claim, not having enough insurance cover could affect the amount you are paid under your claim or even you may not be covered at all and ultimately this could affect your business.

There are many types of policies available and each business will have different requirements but it is worth considering the cost to replace any equipment with new along with any stock and money that is stolen.  

Expert advice
If you are unsure as to whether you have adequate insurance cover talk to an expert. Independent insurance broker Ryan’s have developed Wrapped, the first fish and chip shop insurance policy designed by the industry for the industry.

Ryan’s will ensure that you have the right cover and should you need to make a claim they will act on your behalf with your insurer to ensure that your claim is settled as quickly as possible.

For more information about Wrapped or for a quotation, talk to Ryan’s today. We can also offer interest free monthly payments to help you spread the cost of your insurance throughout the year.
Wrapped 0800 093 3018 www.ryans.co.uk/wrapped
Email: wrapped@ryans.co.uk


Join the celebrations

Fish and chip lovers from across the UK will come together to celebrate the nation’s favourite dish on Friday 1st June 2018, so get out your bunting, put up a poster and get involved

Health check

Ryan’s has launched a new health insurance product for fish and chip shop owners and their employees


As the vegetarian market flexes its muscles, fish and chip shops are beginning to offer new and exciting products to cater for this growing sector

Come fry with me

Deep Blue’s fish and chip restaurants in both Palma and Alicante airports are protected from the risk of a range fire by fire suppression systems

Winter weather

The winter period can present a lot of challenges to business owners, especially extreme weather that can cause damage to premises and disruption to trading. Insurance policy Wrapped offers its top tips to safe this winter

Tell it how is is

A restaurateur asked by a customer to justify the price of its fish and chips did so with a response that many shop owners would have gladly penned themselves